Penerapan Manajemen Risiko Berbasis ISO 31000 pada UMKM Aksesori Handmade: Studi Kasus Sindiayu.id
DOI:
https://doi.org/10.63822/phn87g12Keywords:
Risk Management; ISO 31000; Handmade Accessories; UMKM; Risk Mitigation.Abstract
This study aims to systematically assess the application of risk management in accordance with the international standard ISO 31000:2018 within the Micro, Small, and Medium Enterprise (MSME) Sindiayu.id, a brand specializing in the production of handmade accessories in Bandung City. The implementation of a structured risk management process is essential in the creative sector, which is naturally vulnerable to rapid market changes, dynamic product trend evolution, and various operational fragilities. The research employed a mixed-methods approach (qualitative and quantitative) by executing four primary stages of the ISO 31000 process, where data were collected through a combination of structured online surveys (Google Forms) for the quantitative evaluation of likelihood and impact, and in-depth asynchronous online interviews (WhatsApp chat) to gain qualitative context from the decision-makers. Through the 5x5 Matrix analysis of a total of 35 risk items grouped into five main categories, the research results indicate a concentration of threats at the highest level. Specifically, five priority risks were identified at the Very High Level (score 16), encompassing systemic risks such as disruption in raw material supply (Production) and Lack of Emergency Reserve Funds (Finance), as well as intense market pressures from price competition and dependency on sales platforms (Marketing). Additionally, internal risks such as Exhaustion due to Heavy Workload also emerged as a significant threat to business continuity. The application of ISO 31000 principles facilitated the development of targeted mitigation strategies, such as supply chain diversification, strengthening operational procedures, and the legal protection of Intellectual Property Rights (IPR) through official registration. In conclusion, this research presents a specific case study on handmade accessory MSMEs, demonstrating that the establishment of a structured mitigation strategy can reinforce business governance and substantially enhance Sindiayu.id's strategic resilience in a competitive market environment (ISO, 2018; Purnomo & Handayani, 2023).
Downloads
References
Ethics, Society of Corporate Compliance and Association, H. C. C. (2017). Enterprise Risk Management. Integrating with strategy and performance. The Committee of Sponsoring Organizations of the Treadway Commission, I(June).
Asiati, D., Aji, G. B., Ngadi, Triyono, Ningrum, V., Kurniawan, F. E., Aruan, N. L., & Purba, Y. A. (2019). UMKM dalam Era Transformasi Digital. Yayasan Pustaka Obor Indonesia, 12, iv–v.
Aziz, Pangestuti, & Hidayati. (2024). Pengaruh Risiko Terhadap Pertumbuhan UMKM. Owner Jurnal, 8(April), 1238–1254.
Baroroh, N., & Hulu, D. (n.d.). RISIKO PERUSAHAAN.
Ismawati, Linna, Ririt Dwiputri Permatasari, Rita Zulbetti, Alfiana, Marto Silalahi, Muhamad Ihsan Said Ahmad, Gusti Ngurah Joko Adinegara, Peri Akbar Manaf, Eva Yuniarti Utami, Lily Rahmawati Harahap, and Ahmad Syamil. 2023. Manajemen Risiko Era Digital. edited by M. Sianipar. Bandung: CV. MEDIA SAINS INDONESIA.
Purba, D. S., Kurniullah, A. Z., Banjarnahor, A. R., Revida, E., Purba, S., Purba, P. B., Sari, A. P., Hasyim, Yanti, Butarbutar, M., Fuadi, Aznur, T. Z. A., Purba, B., & Rahmadana, M. F. (2021). Manajemen Usaha Kecil dan Menengah.
Budiman, H. (2024). Implikasi Hukum Perlindungan Hak Kekayaan Intelektual (Hki) Terhadap Daya Saing Produk Umkm Di Pasar Digital. Jurnal Ekonomi Akuntansi & Manajemen, 1(1), 61–72.
Khofifah, W. N., & Sudariswan, E. (2024). Analisa Manajemen Risiko Pada UMKM KonveksiMenggunakan Framework ISO 31000 dan Matriks Risiko Manajemen: Studi Kasus “Dakwa Tailor.” Jurnal Serambi Ekonomi Dan Bisnis PISSN, 8(1), 174–187. https://ojs.serambimekkah.ac.id/serambi-ekonomi-dan-bisnis/174
Khumair, M., & Yazid, M. (2025). Analisis Peran Ekonomi Kreatif dalam Pemberdayaan Masyarakat Lokal: Studi Literatur Kualitatif terhadap Perkembangan Industri Kreatif di Indonesia. Jurnal Ekonomi Kreatif Indonesia, 3(3), 156–169. https://doi.org/10.61896/jeki.v3i3.115
Amed, I., Berg, A., Balchandani, A., Andre, S., Devillard, S., Straub, M., Rolkens, F., Grunberg, J., Kersnar, J., & Crump, H. (2023). The State of Fashion 2023. BoF-McKinsey & Company, 144. https://www.businessoffashion.com/reports/news-analysis/the-state-of-fashion-2023-industry-report-bof-mckinsey/
Mauliya Fitriani, Della Miftahurrizka, Mizan Imani Naqsyabandi, & Noerma Kurnia Fajarwati. (2024). Peran Penting Hukum dalam Melindungi Desain Fashion Dalam Perspektif Perlindungan Kekayaan Intelektual. Terang : Jurnal Kajian Ilmu Sosial, Politik Dan Hukum, 1(1), 17–25. https://doi.org/10.62383/terang.v1i1.51
Bagus, D. (2017). Keuntungan dan Kendala usaha aksesoris wanita. https://bagusbisnisku.blogspot.com/.
Bandung, D. K. (2024). Capaian Kinerja Ekonomi Kreatif Kota Bandung Hingga Oktober 2024. PortalJabarprovgoid.
Rohana, A. (2025). Bandung Kokohkan Diri Sebagai Kota Industri Kreatif dan Destinasi Belanja Unggulan. Bipol.co
SoM, P. (2024). Manajemen Risiko: Pengertian, Manfaat dan Langkahnya. PPM SCHOOL OF MANAGEMENT
Downloads
Published
Issue
Section
License
Copyright (c) 2025 Aulia Silvana, Haura Nurul Ilmi, Naura Rahadhatul Aisy, Tariza Mega Pratiwi Garini, Alfiana (Author)
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
