Febiyanti, Erika, and Justina Ade Judiarni. “Pengaruh Profitabilitas Dan Permodalan Terhadap Efisiensi Bank Konvensional Di Indonesia”. Ekopedia: Jurnal Ilmiah Ekonomi, vol. 2, no. 3, July 2026, pp. 5368-79, https://doi.org/10.63822/br4kx682.