Farwati, Khusnul Hafifah, and Rizky Yudaruddin. “Pengaruh Attitude Towards Money, Financial Self Efficacy, Dan Financial Risk Tolerance Terhadap Personal Financial Management Behavior Pada Generasi Z Di Samarinda”. Ekopedia: Jurnal Ilmiah Ekonomi, vol. 2, no. 4, Nov. 2026, pp. 4565-74, https://doi.org/10.63822/6hb39042.