Kata "eko" berasal dari kata "ekonomi" yang secara harfiah berarti aturan atau manajemen rumah tangga. Dalam konteks modern, ekonomi adalah ilmu yang mempelajari bagaimana sumber daya digunakan dan didistribusikan, baik oleh individu, perusahaan, maupun negara. Sedangkan kata "pedia" berasal dari bahasa Yunani kuno "paideia", yang berarti pendidikan atau pembelajaran. Dalam konteks modern, "pedia" biasanya mengacu pada tempat atau sumber pengetahuan.. Jurnal Ekopedia merupakan jurnal ilmiah yang membahas pemahaman tentang ekonomi dan konteksnya. Ekopedia: Jurnal Ilmiah Ekonomi eISSN 3089-8374 & pISSN 3090-1022 diterbitkan 4 kali setahun (Maret, Juni, September, Desember) oleh Lembaga Indo Publishing. Ekopedia: Jurnal Ilmiah Ekonomi menerima tulisan atau karya ilmiah hasil-hasil penelitian dalam bidang Pendidikan Ekonomi, Ekonomi, Kewirausahaan, Manajemen, Bisnis Digital, Kewirausahaan, Akuntansi, Perbankan, Ekonomi Islam dan bidang lainnya yang relevan dengan ekonomi yang belum pernah dipublikasikan dalam jurnal lainnya. Cara mengirim artikel ke Jurnal Ekopedia; Pilih Register or Login untuk mengirim artikel Atau pilih Make a new submission bila sudah pernah register/daftar Unduh Template (English) | Template (Indonesia) Mau proses cepat? hubungi kami!
Pengaruh Social Media Marketing dan Kualitas Produk Terhadap Loyalitas Konsumen pada Thrift Shop Gartenhart di Malang
The growth of thrift shop businesses among young generations has been increasing rapidly, particularly in the Malang Raya area. Thrift Shop Gartenhart is one of the businesses that takes advantage of this trend by utilizing Instagram as its main marketing platform. However, consumer loyalty remains fluctuating due to inconsistencies in product quality and digital interaction. This study aims to analyze the influence of social media marketing and product quality on consumer loyalty at Thrift Shop Gartenhart in Malang. The population of this study consisted of all Instagram followers of Gartenhart, totaling 4,012 accounts. The sample was determined using purposive sampling with the criteria of consumers who had made at least two purchases. Based on this criterion, 98 respondents were selected as the research sample. This study employed a quantitative descriptive approach with a questionnaire as the research instrument, and the data were analyzed using multiple linear regression with the assistance of SPSS. The results showed that social media marketing had a positive and significant effect on consumer loyalty, with a t-value of 3.240 > t-table 1.978. Product quality also had a positive and significant effect, with a t-value of 5.291 > t-table. Simultaneously, both variables significantly influenced consumer loyalty, with an F-value of 47.063 > F-table 3.07 and a significance level of 0.000. The coefficient of determination (R²) was 0.425, indicating that 42.5% of consumer loyalty was influenced by social media marketing and product quality, while the remaining percentage was influenced by other factors outside this study.In conclusion, social media marketing and product quality have a positive and significant effect on consumer loyalty. Therefore, Thrift Shop Gartenhart needs to maintain consistency in its social media content strategy and improve product selection and quality control standards to strengthen consumer loyalty amid the increasingly competitive preloved fashion business.
Social Media, Instagram, Product Quality, Customer Loyalty, Digital Marketing, Thrift shop
Copyright (c) 2026 M. Ilmi Santriawan Putra, Ayu Sulasari (Author) https://creativecommons.org/licenses/by-nc-sa/4.0
Pengaruh Konflik Kerja-Keluarga, Pengetahuan Kewirausahaan, dan Literasi Digital Terhadap Niat Melanjutkan Usaha pada Perempuan di DKI Jakarta
Women entrepreneurs in urban areas such as DKI Jakarta face various challenges in maintaining the sustainability of their businesses, particularly regarding role conflicts between work and family as well as the demands of adapting to developments in digital technology. This study aims to analyze the influence of work-family conflict, entrepreneurial knowledge, and digital literacy on the intention to continue business among women entrepreneurs in DKI Jakarta. This study employs a quantitative approach using a survey method. Data were collected via a questionnaire administered to 100 respondents selected using purposive sampling. The units of analysis in this study are female entrepreneurs residing in DKI Jakarta who have been running a business for at least 6 months and live with their families. The data were analyzed using simple linear regression. The results indicate that work-family conflict does not significantly influence the intention to continue the business. Meanwhile, entrepreneurial knowledge and digital literacy have a positive and significant effect on the intention to continue a business. These findings indicate that individual knowledge and skills play a more dominant role in promoting business sustainability than role conflict. This study is expected to serve as a reference for improving entrepreneurial competencies and digital literacy, as well as for educational institutions to provide support aimed at sustaining women’s businesses amid the dynamics of the business environment.
Work-Family Conflict, Entrepreneurial Knowledge, Digital Literacy, Intention to Continue a Business, Women Entrepreneurs
Copyright (c) 2026 Nadhifah Azzura, Terrylina Arvinta Monoarfa, Bagus Kharismawan (Author) https://creativecommons.org/licenses/by-nc-sa/4.0
Pengaruh Transformasi Digital, Strategi Bisnis, dan Kesiapan Modal terhadap Keberlanjutan Usaha UMKM di Era Ekonomi Digital
This research aims to analyse the influence of digital transformation, business strategies, and capital readiness on the sustainability of Micro, Small, and Medium Enterprises (MSMEs) in Sumbawa Regency in the context of the digital economy era. The acceleration of information and communication technology has demanded that MSME actors adapt by utilising digital platforms, formulating responsive business strategies, and preparing adequate capital to survive and thrive amidst increasingly dynamic market competition. The research uses a quantitative approach with the Structural Equation Modelling – Partial Least Square (SEM-PLS) method, processed through SmartPLS 3.0 software. The research sample consists of 100 respondents who are MSME actors in Sumbawa Regency, selected using purposive sampling techniques with the criteria: a minimum business age of one year, having adopted at least one form of digital transformation, and being the owner or financial manager. The analysis results show that digital transformation has a positive and significant impact on the sustainability of MSME businesses with a t-statistic value of 5.124 and a p-value of 0.000. Business strategy also proves to have a positive and significant impact on the sustainability of MSME businesses with a t-statistic of 4.867 and a p-value of 0.000. Furthermore, capital readiness has a positive and significant impact on the sustainability of MSME businesses with a t-statistic of 4.213 and a p-value of 0.000. The R-Square value of 0.684 indicates that 68.4% of the variability in MSME business sustainability can be explained by these three independent variables. These findings provide a theoretical contribution to the development of MSME management literature as well as practical implications for business actors and local governments in formulating holistic and sustainable digital-based MSME support policies.
Digital Transformation; Business Strategy; Capital Readiness; Business Sustainability; MSMEs
Copyright (c) 2026 Jayanti Mandasari, Irawati Irawati (Author) https://creativecommons.org/licenses/by-nc-sa/4.0
Analisis Transparansi dan Akuntabilitas dalam Pengelolaan Keuangan Desa di Desa Mekarlaksana Kabupaten Bandung
This study analyzes transparency and accountability in village financial management. The background of this study is the continued problems in the implementation of transparency and accountability in village financial management, such as limited access to public information and suboptimal presentation of financial reports to the public. The purpose of this study is to understand the importance of implementing transparency and accountability in village financial management as an effort to realize good governance and prevent budget misuse. This study uses a qualitative approach with a case study method. Primary data were collected through interviews with informants, namely the Village Head, Village Secretary, Finance Officer, Village Consultative Body and Village Community. Secondary data were obtained from documents owned by the Mekarlaksana Village Government. The data in this study were analyzed by referring to the provisions contained in the Regulation of the Minister of Home Affairs Number 20 of 2018. The results of the study indicate that Mekarlaksana Village has implemented the principles of village financial management in accordance with the Regulation of the Minister of Home Affairs Number 20 of 2018, but its implementation has not been optimal in several aspects. This demonstrates the need for improvements in village financial management to comply with the provisions stipulated in Minister of Home Affairs Regulation Number 20 of 2018.
Transparency, Accountability, Village Financial Management, Minister of Home Affairs Regulation Number 20 of 2018.
Copyright (c) 2026 Clara Fatiha Dewanti, I Gusti Ketut Agung Ulupui, Petrolis Nusa Perdana (Author) https://creativecommons.org/licenses/by-nc-sa/4.0
Analisis Komunikasi Efektif Karyawan Generasi Z pada Divisi Marketing Communication di Perusahaan Perbankan
This study aims to analyze the Effective Communication of Generation Z Employees in the Marketing Communication Division of a Banking Company. This study uses a qualitative descriptive approach. In this study, a purposive sampling technique was used to select informants who fit the research focus, namely generation Z employees in the Marketing Communication division of PT Bank KB Indonesia Tbk who are directly involved in daily work communication activities. Based on these criteria, the researcher determined four informants consisting of one Marketing Communication Coordinator and two Marketing Communication Staff. The implementation of effective communication in the Marketing Communication division has been running quite well by applying the REACH communication principles, which include respect, empathy, audibility, clarity, and humility. This is evident in the mutual respect among employees, the ability to understand coworkers' perspectives, the use of various communication media, and openness in accepting criticism and admitting mistakes in the work communication process. The characteristics of generation Z have an influence on communication patterns in the work environment. Generation Z tends to have a more open, communicative communication style, and is easily adaptable to the use of digital technology in work communication activities. In addition, generation Z is also more active in conveying ideas and opinions in work discussions, thus supporting the creation of more dynamic work communication. Although work communication in the Marketing Communications division has been running quite well, several barriers remain that impact its effectiveness. These barriers include differences in perceptions regarding messages, unclear work instructions, and differences in communication styles between generations in the workplace.
Copyright (c) 2026 Zidny Brilliantsyah, Rizki Firdausi Rachmadania, Roni Faslah (Author) https://creativecommons.org/licenses/by-nc-sa/4.0
Pengaruh Keterampilan Kerja dan Lingkungan Kerja Terhadap Produktivitas Kerja pada PT XYZ Balikpapan
This study aims to examine the effect of work skills and work environment on employee work productivity at PT XYZ Balikpapan. A quantitative approach was employed with a sample of 41 employees selected based on specific criteria. Data were collected using a Likert-scale questionnaire and analyzed through multiple linear regression with the assistance of IBM SPSS Statistics version 27. The results indicate that work skills have a positive and significant effect on employee work productivity, highlighting the important role of individual capabilities in achieving optimal performance. In contrast, the work environment does not have a significant effect on work productivity, suggesting that it functions more as a supporting factor rather than a primary determinant of employee productivity.
Copyright (c) 2026 Eva Berliana Siahaan, Siti Maria (Author) https://creativecommons.org/licenses/by-nc-sa/4.0
Pengaruh Pendapatan Daerah dan Jumlah Penduduk Terhadap Distribusi Pertumbuhan Ekonomi di Provinsi Sulawesi Tenggara Tahun 2010- 2019
This study aims to analyze the Influence of Regional Income and Population on the Distribution of Economic Growth in Southeast Sulawesi Province. The method used in this study is a quantitative approach with multiple linear regression analysis techniques using time series data from 2020 to 2019. The results of the study indicate that partially, the Income variable does not have a significant effect on the distribution of economic growth with a significance value of 0.869 (> 0.05). Meanwhile, the Population variable has a significant effect on reducing economic growth with a significance value of 0.101 (<0.05). Simultaneously, income and population have a significant effect on economic growth, as indicated by the F test significance value of 0.049 (<0.05) and the coefficient of determination (R²) of 0.577. This study provides an empirical contribution to the formulation of more effective government policies in efforts to grow economic growth in Southeast Sulawesi.
Copyright (c) 2026 Rizal Rizal (Author) https://creativecommons.org/licenses/by-nc-sa/4.0
Pengaruh Harga dan Pendapatan Terhadap Permintaan Kopi Kekinian Melalui Kualitas Produk pada Generasi Z di Convenience Coffee Store Jakarta Timur
This study aims to analyze the effect of price and income on contemporary coffee demand through product quality among Generation Z at convenience coffee stores in East Jakarta. This research uses a quantitative approach with a survey method through the distribution of questionnaires to respondents who have purchased coffee at convenience coffee stores. The number of respondents in this study was 219 people, selected using a purposive sampling technique. The data analysis method used in this study is Partial Least Square (PLS) with the assistance of SmartPLS software to test the relationships between variables in the research model. The results show that price does not have a significant direct effect on coffee demand, while income and product quality have a positive and significant effect on coffee demand at convenience coffee stores. In addition, the results also indicate that price and income have a positive and significant effect on product quality. In testing the indirect effects, it was found that product quality is able to mediate the effect of price on coffee demand and also mediate the effect of income on coffee demand. This indicates that consumers do not only consider price when purchasing coffee, but also pay attention to the quality of the product offered and their purchasing power which is influenced by their income level. Based on these findings, it can be concluded that income and product quality are important factors influencing contemporary coffee demand at convenience coffee stores, while price does not directly affect demand but plays a role through consumers’ perceptions of product quality. This study is expected to contribute to the development of economic knowledge, particularly in the field of consumer behavior, and to serve as a reference for convenience coffee store businesses in determining pricing strategies and improving product quality.
Copyright (c) 2026 Rosario Velicia Ticoalu, Dicky Iranto, Tuty Sariwulan (Author) https://creativecommons.org/licenses/by-nc-sa/4.0
Pengaruh Siaran Langsung dan Ulasan Pelanggan Online serta Citra Merek Terhadap Keputusan Pembelian Online
The purchasing decision is an essential part of consumer behavior that describes how individuals or groups make choices, use, and evaluate a product to meet their needs and desires. The decision-making process is heavily influenced by the information available regarding the product's quality, the brand's credibility level, and the benefits or usefulness of the product for consumers. This research aims to analyze the extent to which live broadcasts, online customer reviews, and brand image can influence purchasing decisions, as well as to understand the interaction among these three factors in the context of marketplace platforms (e commerce), particularly Tokopedia. The data used is derived from primary sources using a survey method as a data collection approach, conducted through the distribution of questionnaires and analyzed using multiple linear regression methods. The population used as a reference is Generation Z who use the Tokopedia application and reside in the Samarinda area. The results of the study indicate that the live broadcast feature on the Tokopedia platform is effective in building consumers' confidence to purchase products, through real-time explanations, interaction with hosts, and limited-time offers. The research results also confirm that reviews from other users, especially those with logical arguments and a significant number of reviews, play a dominant role in influencing the purchasing decisions of Generation Z consumers who tend to rely on social proof. Furthermore, consumers are more likely to purchase products from brands with a strong visual identity, clear differentiation, and consistency in communication through digital platforms
Copyright (c) 2026 Cicilia Chika Artamevia, Dwi Martianti (Author) https://creativecommons.org/licenses/by-nc-sa/4.0
Pengaruh Budaya Organisasi dan Gaya Kepemimpinan Transformasional Terhadap Kinerja Karyawan Dealer Astra Motor Honda M. Yamin Samarinda
This study aims to analyze the influence of organizational culture and transformational leadership style on employee performance at Astra Motor Honda M. Yamin Samarinda Dealer. The research uses a quantitative approach with a population of 78 employees, using a saturated sampling technique. Data were collected through questionnaires and analyzed using multiple linear regression with SPSS. The results show that organizational culture does not have a significant effect on employee performance. Meanwhile, transformational leadership style has a positive and significant effect on employee performance. This indicates that leadership plays a more dominant role in improving employee performance compared to organizational culture. This study is expected to provide useful input for management in improving employee performance and developing effective human resource management strategies.
Copyright (c) 2026 Sarah Sasca Hisana, Irsan Tricahyadinata , Purwinahyu Purwinahyu (Author) https://creativecommons.org/licenses/by-nc-sa/4.0
Business Model Canvas Sebagai Strategi Pengembangan Usaha pada UMKM Batik Bambu Kenanga di Kabupaten Malang
During 2024 batik sales at UMKM Batik Bambu Kenanga experienced unstable sales and limitations in online sales through whatsapp and offline sales with limited use of digitalization. This research aims to design a Business Model Canvas (BMC) as strategic decision making in formulating business development strategies at UMKM Batik Bambu Kenanga. The main focus of this research is limited to business development through the Channels element, which includes distribution and promotion channels both offline and online. The data collection process uses a qualitative approach with a case study method that includes interviews, observations, and documentation with owners and employees. The research results that the Business Model Canvas (BMC) design has succeeded in describing the real conditions of the UMKM Batik Bambu Kenanga through nine main elements. The business development strategy formulated from the BMC design results is focused on the Channels element and is divided into two stages, namely short-term and long-term strategies. The use of Business Model Canvas as an analysis and strategy development tool has proven to be effective in helping UMKM Batik Bambu Kenanga formulate business development steps that are more adaptive, structured, and sustainable.
Copyright (c) 2026 Rina Juliasari, Achmad Zaini, Ayu Sulasari (Author) https://creativecommons.org/licenses/by-nc-sa/4.0
Pengaruh Literasi Keuangan, Perilaku Pembelian Impulsif, dan Gaya Hidup Terhadap Penggunaan Shopee Paylater pada Mahasiswa Universitas Bengkulu (Gen Z)
The use of PayLater as a payment method can influence people’s lifestyles, particularly among Generation Z (1997–2012), who are familiar with technology. Although most of them do not yet have an income, Gen Z shows a high tendency to shop using PayLater, but often faces difficulties in managing their bills. Previous studies have examined the influence of financial literacy, impulsive behavior, and lifestyle on PayLater usage; however, they have not discussed its impact on hedonistic lifestyles that do not align with budgets. The advancement of financial technology, ease of access, fast registration processes, and various e-commerce promotions have further increased the use of PayLater among students. Therefore, this study aims to re-examine the influence of financial literacy, impulsive behavior, and lifestyle on PayLater usage among Gen Z at the University of Bengkulu, involving 100 respondents, It was found that financial literacy has a negative effect, while impulsive buying behavior and lifestyle have a positive effect on the use of Shopee PayLater among Generation Z at the University of Bengkulu.
Copyright (c) 2026 Mey Zara, Tiara Pracilia Hanipah, Aura Tryana Gustitantira, Seli Pia Junita, Anggi Noverita, Cantika Alifa Irawan (Author) https://creativecommons.org/licenses/by-nc-sa/4.0
Dampak Stagnasi Pendidikan Menengah-Tinggi terhadap Pembangunan Ekonomi dan Modal Manusia di Sulawesi Tenggara: Implikasi bagi Kebijakan Keuangan Daerah
This research aims to analyze the impact of stagnation in secondary-higher education on economic development and human capital in Southeast Sulawesi and to examine its implications for regional financial policies. Using a systematic literature review approach based on BPS data, empirical journals, and the latest education policies, this research finds that stagnation in access and quality of secondary-higher education is reflected in low school participation rates, decreasing average years of schooling, and significant regional and social group disparities. Structural barriers such as poverty, limited educational infrastructure, disparities in teacher distribution, and the effectiveness of educational aid policies are the main causes. Consequently, the workforce structure is dominated by lower secondary graduates, educated unemployment and informal workers remain high, and the demographic bonus has not been optimally utilized for regional economic transformation. The findings of this research indicate that regional fiscal policies—particularly the allocation of education budgets and the effectiveness of assistance programs—still need to be significantly improved, especially for secondary-higher education and underdeveloped areas. The reformulation of budget management strategies, improvement of education aid governance, and cross-sector collaboration are the main recommendations to ensure that education investments truly impact the enhancement of human capital quality and inclusive economic growth. This research also highlights the importance of data-driven policy innovation and strengthening the monitoring of educational programs to accelerate the sustainable transformation of human development in Southeast Sulawesi.
Education; Human capital; Regional economy; Fiscal policy
Copyright (c) 2026 Murniati Murniati (Author) https://creativecommons.org/licenses/by-nc-sa/4.0
Pengaruh Persepsi Dukungan Organisasi dan Lingkungan Kerja serta Kompensasi Finansial Terhadap Kinerja Karyawan di Dealer Honda M. Yamin Kota Samarinda
This study aims to analyze the effect of perceived organizational support, work environment, and financial compensation on employee performance at Dealer Honda M. Yamin Samarinda. This research uses a quantitative approach, with the population as well as the sample consisting of all employees using a saturated sampling technique. Data were collected through questionnaires using a Likert scale and analyzed using multiple linear regression with the help of SPSS. The results show that perceived organizational support does not have a significant effect on employee performance. On the other hand, the work environment and financial compensation have a positive and significant effect on employee performance. Simultaneously, all independent variables have a significant effect on employee performance with a fairly strong relationship level. These findings indicate that improving the quality of the work environment and providing fair and adequate financial compensation are important factors in enhancing employee performance. Meanwhile, perceived organizational support has not become a dominant factor in improving employee performance at Dealer Honda M. Yamin Samarinda. This study implies that companies should focus more on improving the work environment and compensation systems to increase employee productivity.
Copyright (c) 2026 Alzahra Zharifa Erwandha, Tetra Hidayati (Author) https://creativecommons.org/licenses/by-nc-sa/4.0
Analisis E-Money Jumlah Uang Beredar, Kurs dan Inflasi Terhadap Pertumbuhan Ekonomi
Pesatnya kemajuan teknologi informasi telah mengubah paradigma sistem pembayaran dari tunai menuju non-tunai yang lebih efisien. Penelitian ini bertujuan untuk menganalisis pengaruh penggunaan uang elektronik (e-money), tingkat inflasi, dan jumlah uang beredar (JUB) terhadap pertumbuhan ekonomi di Indonesia dalam kurun waktu 2013-2023. Dengan menggunakan metode Systematic Literature Review (SLR) dan pendekatan kualitatif-deskriptif yang didukung oleh analisis regresi linier berganda melalui perangkat lunak Eviews 10, penelitian ini menguji keterkaitan antarvariabel makroekonomi tersebut. Hasil penelitian secara parsial menunjukkan bahwa e-money dan inflasi memiliki hubungan positif, namun tidak berpengaruh signifikan terhadap pertumbuhan ekonomi. Hal ini mengindikasikan bahwa meskipun transaksi digital meningkat secara masif, distribusinya masih terbatas pada kawasan perkotaan. Sebaliknya, jumlah uang beredar (JUB) terbukti berpengaruh positif dan signifikan, menegaskan adanya pendorong utama likuiditas dan output riil nasional. Secara simultan, variabel ketiga tersebut memiliki pengaruh yang signifikan dengan nilai koefisien determinasi ($R^2$) sebesar 97,06%. Kesimpulan ini menyimpulkan bahwa pertumbuhan ekonomi Indonesia masih sangat bergantung pada kebijakan moneter konvensional, sementara optimalisasi e-money sebagai mesin pertumbuhan memerlukan perluasan infrastruktur digital yang lebih merata di seluruh wilayah Indonesia.
Copyright (c) 2026 Ramadhani Ramadhani, Suci Wulandari, Mayda Kistyanti Ananda, M. Yusuf Bahtiar (Author) https://creativecommons.org/licenses/by-nc-sa/4.0
Peran dan Tanggung Jawab dalam Pengelolaan Dana dan Transaksi Retail pada Bank Syariah Indonesia (BSI) Area Meulaboh, Aceh Barat
Retail fund and transaction management is an important aspect of Islamic banking operations that aims to support the smooth running of business activities and improve the quality of services provided to customers. This article aims to examine the roles and responsibilities in managing retail funds and transactions at Bank Syariah Indonesia Area Meulaboh, Aceh Barat. The method used in this article is a descriptive method by describing various operational activities related to the management of retail funds and transactions. The results of the discussion show that the management of retail funds and transactions includes several activities such as data monitoring, preparing reports on the performance condition of funds and transactions, preparing cooperation documents, filing documents, and carrying out administrative and registration activities such as memos, incoming and outgoing letters, internal notes, and vouchers. In addition, the implementation of duties and responsibilities must comply with internal bank regulations, the prudential principle, sharia compliance, and the principles of Good Corporate Governance (GCG). With proper and well-structured management, banking operational activities can run effectively and efficiently and are able to provide optimal services to the community.
Copyright (c) 2026 Nur Habillah NST (Author) https://creativecommons.org/licenses/by-nc-sa/4.0
Analisis Peran Self-Asssessment dalam Pengembangan Karir pada Tenaga Kesehatan di Puskesmas Meutulang
This study aims to analyze the role of self-assessment in career development of healthcare workers at Meutulang Community Health Center. The research method used is a qualitative approach with a descriptive design, and data were collected through in-depth interviews with healthcare workers, including doctors, nurses, and midwives. The results show that self-assessment has been routinely practiced by healthcare workers in the form of self-evaluation of performance, compliance with standard operating procedures (SOP), and reflection on work experiences. Self-assessment plays an important role in increasing self-awareness, work motivation, and the ability to identify individual strengths and weaknesses. This contributes to improving competence and career development of healthcare workers. However, the implementation of self-assessment still faces several challenges, such as subjectivity in self-evaluation, time constraints, and lack of structured guidelines. Therefore, organizational support is needed in providing a more integrated self-assessment system to enhance the effectiveness of career development among healthcare workers.
Copyright (c) 2026 Pinalisa Pinalisa (Author) https://creativecommons.org/licenses/by-nc-sa/4.0
Dinamika Rasionalitas Terbatas dan Pengambilan Keputusan: Perspektif Bibliometrik
Penelitian ini bertujuan untuk menganalisis perkembangan literatur mengenai bounded rationality dan dampaknya terhadap pengambilan keputusan, khususnya dalam konteks manajemen keuangan, menggunakan pendekatan bibliometrik. Metode yang digunakan adalah analisis kuantitatif deskriptif dengan memanfaatkan data publikasi ilmiah yang diperoleh dari basis data Scopus. Proses pengumpulan data dilakukan melalui penyaringan berdasarkan kata kunci yang relevan, jenis dokumen, serta bahasa publikasi, kemudian dianalisis menggunakan perangkat lunak VOSviewer untuk memetakan jaringan kolaborasi penulis, kolaborasi antar negara, serta hubungan antar kata kunci. Hasil penelitian menunjukkan bahwa kolaborasi penulis dalam bidang ini masih tergolong rendah dan bersifat terfragmentasi, sementara kolaborasi antar negara cenderung terpusat pada beberapa negara utama. Selain itu, analisis kata kunci menunjukkan bahwa penelitian berkembang dari pendekatan teoritis menuju pendekatan multidisipliner yang mengintegrasikan aspek psikologi, ekonomi, dan teknologi. Tren terbaru juga mengarah pada pemanfaatan teknologi seperti kecerdasan buatan serta analisis bias perilaku dalam pengambilan keputusan. Penelitian ini memberikan gambaran komprehensif mengenai struktur dan dinamika penelitian serta membuka peluang pengembangan studi di masa depan.
Copyright (c) 2026 Raodah Azmi, Tethania Kumala Pranesty, Rismawati Puteri, Zahwa Febrianty, Rabiaytul Hasanah, Ellen Irianto, Muhammad Kesuma (Author) https://creativecommons.org/licenses/by-nc-sa/4.0
Pengaruh Pembayaran Non Tunai (QRIS), Literasi Keuangan, dan Penerapan Manajemen Keuangan Terhadap Kinerja UMKM (Jalan Gatot Subroto Kecamatan Serengan Surakarta)
This study aims to analyse the impact of cashless payments (Quick Response Code Indonesian Standard or QRIS), financial literacy, and the implementation of financial management on the performance of Micro, Small and Medium Enterprises (MSMEs) located on Jalan Gatot Subroto, Serengan District, Surakarta. The research approach employed is a quantitative method utilising primary data sources. The population in this study comprises 300 MSME units in the area, with the sample determined using cluster random sampling. Based on calculations using the Slovin formula, a sample of 75 respondents was determined. Data were collected through the distribution of questionnaires and analysed using a series of statistical procedures, including descriptive analysis, multiple linear regression, t-tests, F-tests, and analysis of the coefficient of determination (R²). The results of instrument testing via validity and reliability tests confirmed that all items within the variables of cashless payments, financial literacy, and financial management were valid and reliable. Furthermore, the research model met the requirements of classical assumption tests, which included tests for normality, multicollinearity, and heteroscedasticity. The research findings indicate, in part, that: (1) non-cash payments have a significant effect on MSME performance, (2) financial literacy has a significant effect on MSME performance, and (3) the implementation of financial management has a significant effect on MSME performance.
Copyright (c) 2026 Rizal Rohmad Evendi, Setyaningsih Sri Utami (Author) https://creativecommons.org/licenses/by-nc-sa/4.0
Work Engagement dan Grit sebagai Faktor Penentu Task Performance Karyawan di Midtown Hotel Samarinda
Work engagement and grit are psychological factors that can influence employees’ task performance in carrying out their work. Work engagement describes employees’ involvement in their work, which is characterized by enthusiasm, dedication, and concentration on the tasks being performed. Meanwhile, grit is related to an individual’s perseverance and consistency in maintaining efforts to achieve long-term goals. These two factors are considered to play a role in supporting employees’ ability to complete the tasks that are their responsibilities. This study aims to determine the effect of work engagement and grit on the task performance of employees at Midtown Hotel Samarinda. The method used in this research is a quantitative method with a survey approach. The population in this study consisted of 129 employees, with a sample of 56 respondents determined using the Slovin formula and stratified random sampling technique. Data collection was carried out through the distribution of questionnaires to employees. The data obtained were then analyzed using linear regression analysis with the help of the IBM Statistics 22 application. The results of the study indicate that work engagement does not have a significant effect on task performance with a significance value of 0.304 (>0.05). Meanwhile, grit shows a positive and significant effect on task performance with a significance value of 0.011 (<0.05). Based on these findings, it can be concluded that employees’ perseverance and consistency, which are reflected in grit, have an important role in improving the task performance of employees at Midtown Hotel Samarinda.
Copyright (c) 2026 Jahara Salina, Robiansyah Robiansyah (Author) https://creativecommons.org/licenses/by-nc-sa/4.0
Pengaruh Kepemimpinan, Budaya Kerja, dan Disiplin Kerja Terhadap Kinerja Pegawai di Kantor PDAM Tirta Moedal Semarang
Human resources are a crucial instrument in achieving organizational goals and ensuring business sustainability. This study aims to analyze the influence of leadership, work culture, and work discipline on employee performance at PDAM Tirta Moedal Semarang. This research employs a quantitative approach, utilizing both primary and secondary data processed with the assistance of SPSS 25.0 software. The research population consists of all employees of PDAM Tirta Moedal Semarang, with a sample of 70 respondents selected using a saturated sampling technique. Data were collected comprehensively through questionnaires, observations, and literature review, and subsequently analyzed using multiple linear regression, t-tests, F-tests, and coefficient of determination analysis. The results of the multiple linear regression analysis produced the following equation model Y=8.795+1.398X1​−0.054X2​+0.034X3​+e. Based on partial testing (t-test), it was found that only the leadership variable has a significant effect on employee performance, while work culture and work discipline do not have a significant effect. However, the F-test results show an F-value of 23.850 with a significance level of 0.000 (p < 0.05), indicating that the model is appropriate and reliable for predicting the simultaneous influence of leadership, work culture, and work discipline on employee performance. Furthermore, the coefficient of determination (adjusted ????2) of 0.498 indicates that these three independent variables explain 49.8% of the variance in employee performance, while the remaining 50.2% is explained by other variables outside the scope of this study.
Copyright (c) 2026 Muhammad Abdillah, Sutarno Sutarno (Author) https://creativecommons.org/licenses/by-nc-sa/4.0
Pengaruh Social Media Marketing, E-Word of Mouth dan Citra Merek Terhadap Keputusan Pembelian di Habaka Thrift Shop (Survei pada Generasi Z di Surakarta)
This study aims to analyse the influence of social media marketing, e-word of mouth, and brand image on purchasing decisions at the Habaka business unit. Using a quantitative approach with primary data sources, data collection was carried out by distributing questionnaires to 100 respondents. The sample was selected using purposive sampling with specific criteria, namely Generation Z in Surakarta who have knowledge of Habaka ThriftShop’s social media. The collected data was then processed using a series of statistical analysis methods, including descriptive analysis, multiple linear regression, t-tests, F-tests to assess model fit, and analysis of the coefficient of determination (R²). Partial testing via t-tests revealed that all three independent variables made a significant contribution to consumer behaviour. The social media marketing variable was found to have a significant influence on purchasing decisions, with a p-value of 0.000 (p < 0.05). Similar findings were obtained for the e-word-of-mouth and brand image variables, which each demonstrated a significant influence on purchasing decisions at Habaka, with p-values of 0.003 and 0.000 respectively. Overall, the results of this study confirm that digital marketing strategies, electronic consumer-to-consumer communication, and brand perception are key determinants in influencing purchasing decisions among Generation Z.
Copyright (c) 2026 Garned Sulton Ariesta, Sumaryanto Sumaryanto (Author) https://creativecommons.org/licenses/by-nc-sa/4.0
Bibliometric Analysis of Decision-Making in Crisis Management: Mapping Intellectual Structures and Contextual Gaps in Financial Management with Emphasis on Emerging Markets
This study employs a quantitative bibliometric analysis of 102 Scopus-indexed articles to map the intellectual structure of decision-making in crisis management within the financial management domain. Using VOSviewer for co-authorship, keyword co-occurrence, and text-data analyses, the research reveals reactive publication surges following major financial shocks, fragmented collaboration networks dominated by developed economies, and three thematic clusters reflecting a shift from rational-normative models toward hybrid behavioral-technology frameworks. While technology integration shows promising growth, unresolved contradictions persist between behavioral biases and algorithmic solutions. The findings highlight significant contextual gaps, particularly the under-representation of emerging-market perspectives. Theoretically, the study provides a structured intellectual scaffold that integrates macro-systemic dynamics with micro-level behavioral heterogeneity. Practically, it offers guidance for financial managers in volatile environments, with specific relevance to Indonesia where institutional and cultural factors amplify decision-making challenges. The research underscores the need for context-sensitive hybrid models and stronger South-South collaboration to enhance financial resilience in emerging economies facing recurrent global crises.
Copyright (c) 2026 Nanda Mawadah, Azizah Auliyawati, Hendi Hendi, Akbar Anas Mangkona, Vira Aprilia, Chandika Mahendra Widaryo, Muhammad Ramadhani Kesuma (Author) https://creativecommons.org/licenses/by-nc-sa/4.0
Pengaruh Pemain Sepakbola Diaspora sebagai Brand Ambassador dan Fanatisme Supporter serta Desain Produk Terhadap Keputusan Pembelian Produk Jersey Tim Nasional Indonesia pada Ultras Garuda Samarinda
This study aims to analyze the influence of diaspora football players as brand ambassadors, supporter fanaticism, and product design on the purchase decisions of the Indonesian National Team jersey among Ultras Garuda Samarinda. Using a quantitative method with 102 respondents and multiple linear regression analysis, the partial test results show that all three variables have a positive and significant effect, with supporter fanaticism being the most dominant factor. Simultaneously, the three variables significantly affect purchase decisions, with an R² value of 0.781, indicating that 78.1% of the variation in purchase decisions can be explained by the model. These findings emphasize that purchase decisions for the national team jersey are influenced not only by product visual aspects but also by supporters’ emotional attachment and positive perceptions of diaspora players as representations of a modern Indonesian National Team image.
Copyright (c) 2026 Muhammad Zaky Firmansyah, Muhammad Wasil (Author) https://creativecommons.org/licenses/by-nc-sa/4.0
Pengaruh Perencanaan Keuangan Hari Tua, Kepemilikan Aset dan Tekanan Ekonomi Terhadap Kesejahteraan Keluarga Usia Pensiun (Survey pada Masyarakat Pasca Pensiun di Surakarta)
Penelitian ini bertujuan untuk menganalisis pengaruh perencanaan keuangan hari tua, kepemilikan aset, dan tekanan ekonomi terhadap kesejahteraan keluarga pada masa pensiun di Surakarta. Masa tua yang identik dengan periode purna tugas menjadi latar belakang krusial dalam mengevaluasi determinan kesejahteraan individu. Secara metodologis, penelitian ini menerapkan pendekatan kualitatif yang dikuantifikasikan dengan menggunakan data primer dan sekunder. Berdasarkan data BPS Surakarta tahun 2023, populasi masyarakat purna tugas tercatat sebanyak 71.487 orang. Mengingat luasnya populasi, peneliti menggunakan teknik purposive sampling untuk menetapkan sampel sebanyak 100 responden. Data yang terkumpul kemudian diolah melalui serangkaian prosedur statistik, meliputi analisis deskriptif, regresi linear berganda, uji t, uji F, serta analisis koefisien determinasi. Hasil penelitian menunjukkan bahwa perencanaan keuangan hari tua, kepemilikan aset, dan tekanan ekonomi secara parsial memiliki pengaruh signifikan terhadap tingkat kesejahteraan keluarga usia pensiun di Surakarta. Secara simultan, model regresi yang digunakan dinyatakan fit atau layak berdasarkan uji F dengan nilai Fhitung sebesar 118,288 dan tingkat signifikansi 0,000 (p < 0,05). Temuan ini didukung oleh nilai koefisien determinasi (adjusted R2) sebesar 0,782, yang mengindikasikan bahwa variabel perencanaan keuangan, aset, dan tekanan ekonomi memberikan kontribusi sebesar 78,2% dalam menjelaskan variasi kesejahteraan keluarga. Sementara itu, sisanya sebesar 21,8% dipengaruhi oleh faktor-faktor eksternal lain di luar model penelitian, seperti kepemilikan tabungan, deposito, dan ketersediaan infrastruktur pendukung.
Copyright (c) 2026 Sovi Yuliawati Pradikta, Suprihatmi Suprihatmi, Setyaningsih SU (Author) https://creativecommons.org/licenses/by-nc-sa/4.0
Pengaruh Gaya Kepemimpinan, Kepuasan Kerja, dan Stres Kerja Terhadap Turnover Intention Karyawan Bagian Antaran pada PT Pos Indonesia (Persero) KCU Solo
Penelitian ini dilaksanakan di PT Pos Indonesia (Persero) Kantor Cabang Utama (KCU) Solo yang berlokasi di Jl. Jend. Sudirman No. 8, Surakarta. Instansi tersebut berperan strategis sebagai Unit Pelaksana Teknis (UPT) dan Sentral Pengelolaan Pos (SPP). Adapun tujuan dari kajian ini adalah untuk menganalisis pengaruh gaya kepemimpinan, kepuasan kerja, dan stres kerja terhadap turnover intention pada karyawan divisi antaran. Menggunakan metode survei, penelitian ini mengintegrasikan data kualitatif dan kuantitatif yang bersumber dari data primer maupun sekunder. Mengingat jumlah populasi yang terbatas, yakni 30 karyawan, peneliti menerapkan teknik non-probability sampling melalui pendekatan sampling jenuh atau sensus. Data dikumpulkan melalui observasi, kuesioner, serta studi pustaka, yang kemudian diolah menggunakan analisis regresi linier berganda, uji t, uji F, dan analisis koefisien determinasi.Hasil penelitian mengungkapkan bahwa gaya kepemimpinan dan stres kerja secara parsial memiliki pengaruh signifikan terhadap turnover intention karyawan bagian antaran di PT Pos Indonesia (Persero) KCU Solo. Namun, variabel kepuasan kerja ditemukan tidak memiliki pengaruh signifikan terhadap intensitas perpindahan karyawan tersebut. Berdasarkan hasil uji F, diperoleh nilai F hitung sebesar 15,060 dengan nilai signifikansi sebesar 0,000, yang menunjukkan adanya pengaruh simultan dari variabel independen. Selain itu, nilai adjusted R2 sebesar 0,593 mengindikasikan bahwa gaya kepemimpinan, kepuasan kerja, dan stres kerja memberikan kontribusi sebesar 59,3% terhadap variasi turnover intention, sementara porsi selebihnya dipengaruhi oleh variabel lain di luar ruang lingkup penelitian ini.
Copyright (c) 2026 Handayani Puspita Mayang Sari, Lamidi Lamidi, Riska Fii Ahsani (Author) https://creativecommons.org/licenses/by-nc-sa/4.0
Pengaruh Job Involvement dan Organizational Commitment Terhadap Turnover Intention Karyawan di PT Permodalan Nasional Madani (PNM) Kabupaten Wonogiri
Penelitian ini bertujuan untuk menguji secara empiris pengaruh job involvement dan organizational commitment terhadap turnover intention pada PT Permodalan Nasional Madani (PNM) Kabupaten Wonogiri. Dengan menggunakan pendekatan kuantitatif dan metode survei, data primer dikumpulkan melalui kuesioner daring yang melibatkan 155 pegawai sebagai responden. Analisis data dilakukan dengan bantuan perangkat lunak Statistical Package for the Social Sciences (SPSS) melalui teknik regresi linier berganda untuk mengevaluasi hubungan antarvariabel. Hasil analisis menunjukkan bahwa job involvement tidak memiliki pengaruh signifikan terhadap turnover intention, yang mengindikasikan bahwa tingkat keterlibatan kerja belum mampu menjadi faktor penentu dalam menekan keinginan karyawan untuk meninggalkan organisasi. Sebaliknya, organizational commitment terbukti berpengaruh signifikan terhadap turnover intention, di mana peningkatan komitmen organisasi berkorelasi kuat dengan penurunan kecenderungan karyawan untuk keluar dari perusahaan. Temuan ini menegaskan pentingnya penguatan komitmen organisasi sebagai strategi manajerial yang krusial dalam upaya meminimalkan tingkat turnover intention di lingkungan PT PNM Kabupaten Wonogiri.
Copyright (c) 2026 Vina Ayu Lestari, Nike Larasati (Author) https://creativecommons.org/licenses/by-nc-sa/4.0
Pengaruh Reaksi Pasar, Manajemen Laba, dan Audit Delay Terhadap Ketepatan Waktu Pelaporan Keuangan pada Perusahaan Subsektor Food and Beverage yang Terdaftar di Bursa Efek Indonesia
This study aims to examine and understand relationship between market reaction, earnings management, and audit delay on the timeliness of financial reporting. The population of this study consists of food and beverage subsector companies listed on the Indonesia Stock Exchange during the 2022–2024 period. The sampling technique used in this study is purposive sampling, resulting in 162 observations. Data analysis was conducted using logistic regression analysis and processed with SPSS version 25. The results of this study indicate that market reaction and earnings management do not have a significant effect on the timeliness of financial reporting, while audit delay has a negative effect on the timeliness of financial reporting. These findings suggest that market reaction and earnings management are not the main factors in determining the timeliness of financial reporting. Meanwhile, audit delay indicates that companies experiencing higher levels of audit delay tend to have lower levels of timeliness in financial reporting. This study provides practical implications for companies, auditors, and stakeholders to enhance the efficiency of financial reporting and audit processes to ensure timely reporting in compliance with regulatory requirements.
market reaction, earnings management, audit delay, timeliness of financial reporting
Copyright (c) 2026 Anisyha Wiendha Antoro, Ratna Anggraini, Aji Ahmadi Sasmi (Author) https://creativecommons.org/licenses/by-nc-sa/4.0
Pengaruh Creativity, Self-Efficacy, Personal Innovativeness, dan Facilitating Conditions Terhadap Digital Entrepreneurial Intention pada Generasi Z di Kota Jakarta
Unemployment among Generation Z remains a serious issue, particularly in urban areas such as Jakarta. The rapid development of digital technology offers alternative opportunities through digital entrepreneurship; however, Generation Z’s intention to engage in digital entrepreneurship remains relatively low. This study aims to examine the influence of creativity, self-efficacy, personal innovativeness, and facilitating conditions on digital entrepreneurial intention among Generation Z in Jakarta. This study employed a quantitative approach using a survey research method. The research sample consisted of Generation Z individuals residing in Jakarta and was selected using purposive sampling. Data were collected through questionnaires and analyzed using multiple linear regression analysis. The results indicate that creativity, self-efficacy, and facilitating conditions have a positive and significant effect on digital entrepreneurial intention, while personal innovativeness has no significant effect. These findings suggest that digital entrepreneurial intention among Generation Z is more strongly influenced by psychological factors, such as creativity and self-confidence, as well as by supportive digital environments, rather than by individuals’ tendencies to adopt new technologies. This study is expected to serve as a reference for educational institutions and policymakers in designing more effective digital entrepreneurship development strategies for Generation Z.
Copyright (c) 2026 Ahmad Salahudin, Terrylina Arvinta Monoarfa, Bagus Kharismawan (Author) https://creativecommons.org/licenses/by-nc-sa/4.0
Karakteristik Teori Produksi Dalam Islam Berbasis Maqosid Syariah: Suatu Formulasi Konseptual
Production is a fundamental activity in the economic system because it determines the availability of goods and services needed by society. In conventional economics, production activities are generally oriented toward efficiency and profit maximization. However, this approach often overlooks ethical dimensions, social responsibility, and sustainability. In addition, studies that specifically integrate production theory in Islamic economics with the framework of maqasid sharia remain relatively limited in contemporary Islamic economic literature. Therefore, this study aims to analyze the concept of production in Islamic economics based on maqasid sharia. This research employs a qualitative approach using a literature review method by analyzing various scientific journals and relevant academic literature published within the last ten years concerning production theory in Islamic economics and the concept of maqasid sharia. The results show that the concept of production in Islamic economics does not merely emphasize economic efficiency but also integrates moral values, social justice, and public welfare. The principles of maqasid sharia, which include the protection of religion, life, intellect, lineage, and wealth, can serve as a normative framework in directing production activities to become more equitable and sustainable. This study contributes conceptually by emphasizing the importance of integrating production theory and maqasid sharia as a foundation for developing a production model oriented toward social welfare in Islamic economics.
Copyright (c) 2026 Weni Aulia Ramadhani, Muhammad Farrel, Dina Anggita Sari , M. Yusuf Bahtiar (Author) https://creativecommons.org/licenses/by-nc-sa/4.0