MUHAMMAD SADDAM IHZA; AYYU ASTRI WIGUNA; DIAH AYU NURMAVITA; RIZAL MAULANA; ALFIANA. Analisis Risiko Kredit (NPL) dan Risiko Likuiditas (LDR) Terhadap Profitabilitas (ROA) Perbankan di Indonesia. Jejak digital: Jurnal Ilmiah Multidisiplin, [S. l.], v. 2, n. 1, p. 1317–1327, 2026. DOI: 10.63822/r6exq386. Disponível em: https://indojurnal.com/index.php/jejakdigital/article/view/1870. Acesso em: 17 jan. 2026.