Annisa , Mutiara Lusiana, Guntoro Barovih, and Fahmi Ajismanto. “Determinasi Adopsi ShopeePay Di Kalangan Generasi Z Melalui Kemudahan Sistem, Proteksi Transaksi, Pola Gaya Hidup, Dan Kapabilitas Literasi Keuangan”. Jejak digital: Jurnal Ilmiah Multidisiplin 2, no. 2 (February 1, 2026): 2546–2564. Accessed February 3, 2026. https://indojurnal.com/index.php/jejakdigital/article/view/2248.