Alfiana, Fitri, Corry Yohana, and Sabo Hermawan. “Determinants of QRIS Tap Usage: A Study of Jakarta Commuters”. Jejak digital: Jurnal Ilmiah Multidisiplin 2, no. 4 (July 24, 2026): 8903–8913. Accessed July 23, 2026. https://indojurnal.com/index.php/jejakdigital/article/view/4257.