USMAN, Muhammad Khairul Anam; HUSAINI, Hambali. Tanggung Jawab Bank atas Kerugian Nasabah Akibat Social Engineering Berdasarkan POJK Nomor 22 Tahun 2023. Jejak digital: Jurnal Ilmiah Multidisiplin, [S. l.], v. 2, n. 5, p. 10402–10412, 2026. DOI: 10.63822/rpsk7k08. Disponível em: https://indojurnal.com/index.php/jejakdigital/article/view/4888. Acesso em: 18 sep. 2026.